The Perks of Buying over Renting

  The Perks of Buying over Renting Thinking about buying a home? While today’s  mortgage rates  might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get  your own place . 1. Home Values Typically Go Up Over Time There’s been some confusion over the past year or so about which way  home prices  are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term,  home prices  almost always go up ( see graph below ): Using  data  from the  Federal Reserve  (the Fed), you can see the overall trend is home prices have climbed steadily for the past 60 years. There was an exception during the 2008 housing crash when prices didn't follow the normal pattern, but generally, home values kept rising. This is a big reason why  buying a home  can be better than  renting . As prices go up and you pay down your mortgage, you build  equity . Over time, this growing equity can really increase your net wort

Planning Your Move


Organization is Key!

Plan, organize, plan, organize, plan, organize, plan, organize, plan, organize, plan, organize...!
If you can master these two concepts, you are well on your way to an efficient move.

To effectively organize your move, begin months ahead because you’ll need to tend to countless details and arrangements that can overwhelm anyone if they’re left to the last month before the move.

Make a list of what you need to do—one approach is to make a moving time table or “calendar of events”. Let’s review some of the things you need to think about:

o   Whether you’re moving yourself or hiring a professional mover, don’t move unnecessary items. A move is a great time to get rid of things that are no longer useful.
o   Make a master checklist of everything that must be done in connection with the move and when you need to do it. Schedule a deadline for each task, and then check off each task as it’s completed.
o   If you plan to rent a moving van or hire a professional mover, make reservations well in advance.
o   If you plan to ask friends and family for help, ask enough people to make the job easier. Don’t expect one or two friends to help move all your furniture and belongings.
o   Get carpets and slipcovers cleaned before you move. They’ll come back wrapped and ready for your new home.
o   If you plan to travel by car over long distances, get your car serviced to ensure a smooth trip. Be sure to check your spare tire.
o   Return library books and anything else you may have borrowed.
o   Pick up all dry cleaning.
o   Take the telephone book with you. It will be useful in case you need to contact former service providers, friends, etc.
o   If you have listing flyers for your home, have a supply for folks that come by.


COMPILING PERSONAL RECORDS WHEN MOVING OUT OF YOUR IMMEDIATE AREA

As you’ve been living in your current home, you’ve been acquiring important records that document your personal history (medical, dental, financial, and legal information). Begin gathering this important information several months before your actual move.

o   Contact your family doctor and dentist (and all of the other specialists you may have been to like pediatricians, eye doctors, etc.) and obtain copies of your medical records. Any new physician or dentist will need your medical/dental history.
o   If you have a pet, you will need their medical records, too. Ask your veterinarian to give you copies of immunization certificates which you may need for getting new pet tags or licenses.
o   Arrange to transfer the contents of your safety deposit box to a bank near your new home. Make sure you have a record of the contents.
o   While you are at the bank, notify them of your planned move. If you make a house hunting trip to your new city, it’s a good time to find a bank and open an account, all before you move.


MANAGING A MOVING SALE

If you’re holding a garage sale to liquidate unwanted items before moving, you’ll not only make money, but you’ll also save money by not having to pay for moving unwanted possessions. The following hints will help make your sale a success!

o   Organize your sale by categorizing odds and ends in bins. For example, have one bin for kitchen gadgets, another for books and another for cd’s, videos and dvd’s.
o   To get the best prices at your moving sale, clean the objects you’re selling — and display them creatively.
o   Post signs around the neighborhood, in advance, to let people know of your upcoming garage sale.
o   If you have lots of things to sell, place an ad in the local paper.
o   To display clothes, rig up a clothesline.
o   Tag items individually with prices or put articles together on a table with a sign of their price. Whether or not you want to negotiate the price further is up to you, but it will save you the hassle of trying to come up with a price on the spot.
o   Encourage your children to get rid of old toys and belongings by letting them keep the money.
o   Make sure you have plenty of newspapers, old boxes, and grocery bags for packing up the items you sell.
o   Reduce prices drastically at the end of the day to get rid of everything.
o   What you don’t sell, donate (and keep the receipt as a tax deduction).


TELLING THE WORLD THAT YOU’RE MOVING

Once you have set the dates and established a new address, you need to begin notifying people who need to know you’re moving. The Postal Service offers change of address kits that include notification cards for businesses and the Postmaster. Rubber stamps or stickers with your old and new addresses will make the job of completing the cards much easier and less time consuming.

o   If you have not found a place to live and do not have a new address, consider getting a Post Office box for the interim to begin forwarding mail.
o   Locate a Post Office or mail box center near your new place of employment or in the area of town where you think you’ll be living; it’s best if you try to do this on an early house hunting trip, since some Post Offices have waiting lists.
o   To save money on cards and postage, write or type half a page giving your old address and your new address. Make copies and then include this with all your outgoing correspondence before you move.


FORWARDING YOUR MAIL

The U.S. Post Office will forward mail under the following conditions:

o   Free for one year for express mail, first-class, and priority mail.
o   Free for 60 days for second-class mail, including newspaper and magazines.
o   Third-class mail, including circulars, books, catalogues, and advertising not forwarded unless requested by the sender.
o   Fourth-class mail, including packages weighing 15 ounces or more and not mailed as priority, will be forwarded locally for one year. (Charges must be paid by you if you move outside the local area.)


CHANGE OF ADDRESS CHECKLIST

Give your change of address to the following:

o   PRESENT AND FUTURE POST OFFICES
o   ACCOUNTANTS
o   ADDRESS BOOK—FRIENDS, FAMILY
o   ASSOCIATIONS
o   ATTORNEYS
o   BANKS
o   BOOK/CD/DVD CLUBS
o   CATALOG COMPANIES
o   CHARGE CARDS
o   CHURCH/SYNAGOGUE
o   CREDIT CARDS
o   CREDIT UNIONS
o   DENTISTS
o   DOCTORS
o   EMPLOYERS
o   FEDERAL, STATE AND LOCAL GOVERNMENT AGENCIES
o   FREQUENT FLYER PROGRAMS
o   GYM MEMBERSHIP
o   HOSPITALS
o   INSURANCE COMPANIES
o   INTERNAL REVENUE SERVICE
o   INTERNET PROVIDER
o   INVESTMENT COMPANIES
o   IRA’S
o   LENDING INSTITUTIONS
o   LIBRARIES
o   MAGAZINE/ONLINE SUBSCRIPTIONS
o   MOTOR VEHICLE DEPARTMENT
o   ROADSIDE ASSISTANCE MEMBERSHIP
o   SCHOOLS
o   STOCKBROKERS
o   VETERINARIAN
o   VOTER REGISTRATION (BOTH OLD AND NEW JURISDICTIONS)



DISCONNECTING/TRANSFERRING/SETTING UP SERVICES AND UTILITIES

Keep yourself organized by recording important information below regarding calls made to disconnect or transfer current services out of your name.

GAS
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
WATER
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
TRASH COLLECTION
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
CABLE/SATELLITE
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
TELEPHONE
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
INTERNET
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
CELL PHONE
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
NEWSPAPER
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
OTHER:
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin
OTHER:
Date called
Company name
Phone #
Contact person
Date service to stop/transfer

New company name
Phone #
Contact person
Date service to begin

Packing It Up

A Step-By-Step Guide On How to Pack Everything

Whether you are supervising a professional move, or doing the packing yourself, this section will save you time and headaches with valuable tips on everything from hiring a professional mover to how to move houseplants.

Hiring Professional Movers

SELECTING A MOVING COMPANY

o   For a local move, obtain references from friends or check with the Better Business Bureau about the moving company you are considering.
o   On interstate moves, charges are based on the weight of the articles to be moved, the distance to be moved, and additional services provided.
o   Get at least three estimates well in advance of your move; however, remember most estimates are “nonbinding”. The final price is determined by the total charges for transportation and services. A “binding estimate” requires the mover to bill you for the specific services at a specific price. If you add additional services, you will void the binding estimate.
o   Be sure the mover is aware of everything to be moved. The cost will increase if anything is added to the shipment that was not included in the original estimate.
o   The mover will issue you a bill of lading, which represents the legal agreement between the customer and the mover. Be sure to keep it. Check to make sure your moving dates, pick-up and delivery, are shown on the bill of lading.
o   Make sure that any contract you sign identifies complete rates and charges, the mover’s liability for your possessions, dates for pickup and delivery, and claims protection.
o   Interstate moves by moving companies are regulated by the Interstate Commerce Commission (ICC). The mover is obligated to give you a copy of a pamphlet prepared by the ICC titled “When You Move: Your Rights and Responsibilities.” Make sure you read and understand this pamphlet.
o   If you have the option to move between October and April, you may be able to receive a better price. If your move is scheduled between June and September, the busiest times for movers, be sure to call well in advance for estimates.


HANDLING CLAIMS

o   Professional movers are responsible for loss or damage to goods caused by the mover. If anything is missing or if cartons are damaged, this should be noted when you check the inventory sheet at time of delivery.
o   It is not necessary to unpack all boxes immediately because any damages or losses discovered, typically within nine months of the delivery, entitles you to file a claim. Don’t throw away your inventory checklist or any papers signed in connection with your move until you have unpacked all cartons and/or the nine months are up. Obviously, the earlier the claim is filed the better, but the nine month claim period will eliminate the necessity of having to quickly examine all the contents of all the boxes.


WHEN MOVERS PACK FOR YOU

If you are using the services of a professional mover, you may consider providing little or no packing on your own. However, you may want to take some precautions to ensure that cherished, irreplaceable or valuable items are handled and protected to your satisfaction.

o   Ask your professional mover how they package and transport items such as antiques, crystal, etc. to determine whether you would prefer to pack and perhaps even move these valuables yourself.
o   Often times moving companies that transport items you pack yourself won’t insure or take responsibility for them. Confirm the company’s policy in advance.
o   Ask about the amount of insurance coverage the moving company provides, and whether coverage is for replacement cost or the depreciated value.
o   Professional movers have boxes and containers specifically designed for many items. For added protection you may request extra boxes to pack any items you choose to move on your own. Be sure to label them “Do Not Move” so your movers will not load these boxes into their truck in error.


Moving It Yourself

TIPS FOR A DO-IT-YOURSELF MOVE

o   If you are renting a van or truck, make reservations early.

o   Confirm vehicle size/capacity with rental company:
2-3 rooms - 15 foot truck
4-6 rooms - 18 foot truck
7-8 rooms - 22 foot truck

o   Make sure you have these supplies:
_ Loading ramps
_ Padding
_ Dollies
_ Boxes

o   Additional costs:
Insurance deductibles
Drop off charges

o   Loading tips:
Load heavy furniture first
Pad delicate items
Secure load


o   Keep the following supplies and accessories on hand:
_ Marking pens
_ Packing tape
_ Scissors
_ Tape measure
_ All size boxes
_ Furniture pads or sheets
_ Rope or twine
_ Tool Box

o   Label all boxes clearly indicating the contents.
o   Identify each box with a number and keep a list of what is in each box.
o   Clearly mark fragile items.
o   Carry your most fragile items in the car with you.
o   If you have children, pack a bag of games and activities for the trip (if lengthy)

Packing it Up
KEEP THE BASICS HANDY

Pack essentials in separate boxes to keep them on hand. You’ll need them during the first days in your new home. It is important to identify those items that will be essential to your family during the move and the first few days to help ensure a smooth transition— from toilet paper to tool kits.
Personal Items:
Comfortable Clothing
Towels
Alarm Clock
Daily Medications
Linens
Toothbrushes
Toilet Paper
Toothpaste
Toiletries
Shower Curtain
First Aid Kit
Soap
Cosmetics
Iron
Tissues

Shortcut Meals:
Disposable Plates, Cups
Pots and Pans
Utensils, Can/Bottle Opener
Paper Towels
Dish Soap and Sponges
Plastic Containers
Foil or Plastic Wrap
Dish Towels
Instant Coffee, Creamer and Sugar
To Settle In:
Telephones/tablets and charging cords
Mop and Broom
Light Bulbs
Scrub Brush
Cleaning Products
Extension Cords
Garbage Can and Bags
Pail
Tool Kit
Vacuum Cleaner
Flashlight
Shelf Liner
Ladder or Step Stool
Rope/Twine
Dust Cloth
Matches

Activities for Kids:
Favorite Toys
Books
Coloring Books/Crayons
Puzzles
DVDs
Small Surprise Gift


PACKING

Start collecting boxes early. Pack on a room-by-room basis, and don’t mix items from different rooms in one box (i.e. don’t pack items from the bedroom in boxes with articles from the kitchen). If possible, start packing early. Remember, if you were to pack only a box a day, in thirty days you would have thirty boxes packed. You could start in areas where the items are not in frequent use—such as the attic, garage, closet shelves, good china, books, out-of -season clothes, etc.

What size boxes will you need? The type of items you need to pack will provide a good idea. Heavy articles such as books, canned goods, etc. should go in smaller boxes. Bulkier but not-so-heavy items, such as pots and pans, linens, small kitchen appliances, etc., should go in somewhat larger boxes. Bulky, lightweight articles such as blankets, pillows, etc. should go in the largest boxes.

o   If you don’t collect enough boxes, call a local mover to inquire about purchasing the boxes required.
o   Save space by not packing the unbreakable contents of tightly loaded drawers. Tape the drawer contents in place with masking tape. To minimize tape marks, remove the tape as soon as the furniture arrives at your new home (or you may choose not to use tape for short distance moves).
o   For long distance moves, obtain wardrobe boxes for your clothes. By hanging clothes inside these “closet” boxes, you’ll save time packing and unpacking. If you are moving a shorter distance, leave clothes on hangers and cover with a large garbage bag or consider renting a clothing rack with wheels to allow you to move an entire closet rod at one time.
o   Small linens such as towels and washcloths can also serve as packing material.
o   Wrap sofa and chair cushions in sheets or plastic bags to use as extra padding for other large items you transport.
o   To save space, alternate the spines of books as you pack.
o   To prevent odors from developing in the refrigerator or freezer during the move, place some charcoal briquettes inside the unit; they will absorb odors. Then insert newspaper throughout the freezer; this will absorb any moisture and help prevent odors.
o   Remove furniture casters ahead of time to prevent them from falling off during the move. Tie them together with heavy twine, and tag them so you know which piece of furniture they fit.
o   Plates should be packed standing on edge. To minimize breakage of glasses, place the heavier items on the bottom of the box and the more delicate ones on top. Pieces of crumpled newspaper make excellent packing material.
o   Pack similar items together—it will make unpacking easier.
o   As you tape up each packed box, place a string underneath each piece of tape, leaving about an inch sticking out. When it’s time to unpack, just pull on the string, which will quickly and easily cut right through the tape.
o   Load young children’s toys and things last. If these items are first off it may be helpful to keep your children occupied while you pay attention to the articles being off-loaded.
o   Move dresser drawers without removing their contents to avoid repacking.
o   Clearly label boxes with the room destination where they should be delivered when unloaded at your new home.
o   Dispose of flammable liquids such as spray paints, solvents and thinners, and gas in lawn mowers. Dispose of these items in advance.
o   Label leftover paint cans as to where it was used and leave behind in the garage (the new residents will appreciate it!)


MOVING LARGE FURNITURE

Measure the following pieces of furniture to be sure they will all fit in the moving truck:

o   Assembled Shelving Units
o   Large Dressers
o   Beds
o   Pianos/Organs
o   China Cabinets
o   Sofas
o   Large Appliances

o   Make measurements of all doors and hallways in your new home. Note stairs that have several flights with landings where large pieces may be hard to maneuver.
o   Measure sofas, large chairs and dining tables to ensure furniture will fit through narrow doors, halls or stairways.
o   Be prepared to remove a window to move in large bedroom furniture, such as a king size bed. If necessary, arrange in advance for a hoist.
o   You may want to disassemble shelving units when packing. (Don’t bother if space is not a constraint.)

Moving Special Items

Many of your possessions may require special care when moving. Use the following guidelines that follow as needed:

ELECTRONIC EQUIPMENT

o   If possible, pack items in the original cartons. If not, pack each item individually.
o   Unplug all TV sets 24 hours in advance so they will be at room temperature the day of the move. Moving a set in which heat is retained could cause internal damage.
o   In hot or cold weather, allow electronic equipment to return to room temperature before turning it on: suggestion - wait 24 hours.
o   When moving a personal computer, “park” the hard disk using the program often included on the diagnostics cd. Back up important data to USBs.
o   Mark wires and cords with tape for easier reinstallation.
o   When moving a compact disc player, check instructions to secure the laser. Heat can warp compact discs, so don’t move them in a vehicle which may get too hot.
o   For all electronic equipment, be sure to check your Owner’s Manual for special moving instructions.
o   Most professional movers do not pay for repair or replacement of electronic equipment such as stereos, DVD/blue ray players, CD players, computers... unless physical damage to the item or the item’s carton has been noted upon delivery.

PACKING SMALL KITCHEN APPLIANCES

It’s best to pack your small kitchen appliances (toaster, can opener, coffee maker, blender, etc.) together in a few boxes rather than in other boxes with other goods.

When all appliances have been packed in a box or boxes, fill in any small empty spaces with some packing paper. However, if you have a lot of space left over, then you should pack some other kitchen items in the box to fill it up and not waste the space.

MORE KITCHEN PACKING TIPS

Boxed Foods (cereals, etc.): No need to wrap such items in packing paper. If your shipment is going into storage then you should dispose of boxed foods. These items can attract rodents and insects.

Spices: Make sure all cans are closed and won’t leak. If in doubt, seal them with tape.

Canister Sets: Contents may be left in canister sets; however, you may want to seal them with tape.

PACKING TALL TABLE LAMPS

When packing tall lamps it may be difficult finding a box large enough to accommodate the lamp. If you can’t find such a box, you can purchase boxes from a professional mover.

Remove lamp shade and bulb, wrapping cord around base of lamp.

Line the bottom of the box with wadded-up newspaper, towels or sheets. This will ensure extra cushioning and protection for the lamp.

If you have several tall table lamps, place them in the box so that the base of one lamp is next to the top of the next lamp. This will make them fit better in the box.

When all lamps are packed in the carton, fill the box with plenty of wadded-up packing paper. Be sure to mark “FRAGILE” and “LAMPS” in large, clear letters on all sides of the box.

LAMP SHADES

Lamp shades, where possible, should be nested so that you can get two or three in a box. Use CLEAN packing paper (do not use newspaper) as protective lining between each shade.

Do NOT pack anything else with lamp shades.

Be sure and mark on all sides of the box in large, bold letters “FRAGILE”, “LAMP SHADES”.
PACKING PICTURES

Small pictures can be wrapped and stood up in normal packing boxes with other items. Pictures that are just a little too large to fit in regular boxes can be packed in a self-designed box. Follow these instructions:

1. Select a box that is larger than your picture when open at both ends.

2. Open the bottom of the box, and then flatten. Seal one of the open sides with tape.

3. Lay your picture, face down, on several sheets of newspaper which has been spread out so as to be almost twice as wide as your picture.

4. Wrap the picture similar to wrapping a present. Bring one side of the packing paper around the picture so that it will cover most of the back of the picture. Then bring the second side of the paper around to cover the back of the picture. Seal with tape. Fold up both ends of the paper and bring over the back of the picture. Seal with tape. Turn picture over and seal the areas where the paper overlaps.

5. Slide the picture into unsealed side of your box and seal the end with tape.


Packing It Up

RECORDS
o   Pack records vertically, in small cartons to keep weight down.
o   You may separate albums with corrugated paper or cardboard dividers to cushion them.

PLANTS
o   On short trips, you can move most plants yourself by placing them in an open box on the floor of your car. During long distance moves, plants may get crushed or become wilted. So why not give them to neighbors as “goodbye” gifts!
o   If you are moving to another state, federal or state laws may require plants to be quarantined and/or inspected to certify that they are pest-free.
o   Professional moving companies usually will move houseplants within the same state and within 150 miles. Moving personnel won’t necessarily water your plants during the move or take special care of them, so be sure to ask on long distance moves.
o   Most indoor houseplants cannot survive temperatures below 30 degrees or higher than 100 degrees for more than an hour. If you are moving during the winter over long distances, pack plants in boxes and move in a heated vehicle. Do not leave in an unheated car or moving van overnight.
o   Make sure plants are moist when they are packed for moving. Plants can usually survive for about ten days without water.
MOVING BREAKABLE ITEMS
o   You are going to need plenty of wrapping paper. Many people save and use old newspapers.
o   Due to their sturdiness, wine boxes are excellent packing boxes for glasses and other breakable items.

PACKING THE KITCHEN
o   Packing is much more convenient and less tiring when you have a large work area. Consider clearing the kitchen table, placing a towel down to protect the finish, and do your packing on the table. Keep in mind that when you are packing fragile items, you should plan to pack the heaviest objects toward the bottom of the box and the more delicate items closer to the top.

Making The Move

Making the Transition to Your New Home a Smooth One.

Whether you’re moving out of state or around the block, relocating a household is seldom easy—but it can be fun.


MANAGING THE MOVE
o   To save time and eliminate confusion, draw a floor plan of your new home before your move. Sketch in and number your furnishings the way you want them arranged. Tag furniture pieces to correspond to the floor plan so the movers know where to place each piece.
o   Be sure to be on hand during packing, pickup and delivery of your belongings. If you cannot be there, ask a friend or relative to be on hand. If utilizing a moving service, the mover should issue you an inventory of all items. Make sure the inventory is correct and legible before you sign it.
o   If your friends are helping you move, have as much as possible packed ahead of time and ready to be loaded into the moving truck. Don’t expect your friends to pack your belongings. Be sure to have plenty of soda and snacks, and take-out food if the work goes into the lunch or dinner hour.
o   Keep children and pets out of the way of movers.


MOVING OUT
o   Confirm the arrival time with moving company.
o   Keep important documents and keys handy.
o   Make a final inspection to be sure nothing is forgotten. Look through closets, attic, and garage.
o   Turn off lights; close and lock windows and doors.
o   Leave keys with real estate agent or landlord.
o   Leave home only after the moving truck is on its way.


IN TRANSIT
o   Keep important papers and documents with you.
o   Make sure you allow enough time to get to your new home before the movers.
o   If you are moving over a long distance, keep in touch with the moving company so they are able to notify you of any delays they may encounter.
o   If you drive to your new location and arrive late in the evening, spend the first night at a motel rather than trying to “settle in” when everyone’s tired. Everything will seem much more manageable in the morning.

WHEN YOU ARRIVE
o   If possible, hire a cleaning service to help you clean the house, either before the movers arrive or after they’ve left.
o   Make sure all goods have been removed by the previous owner before you take possession of your new home.
o   If you’ve hired a professional mover, make sure you have the payment ready when the truck arrives as specified in the agreement. On interstate moves, if the charges exceed the written estimate, you are responsible for the estimate plus ten percent of the balance when your goods are delivered. Any remaining amount is usually due within 30 days.
o   Check your list of contents against the list of what is delivered, and inspect all boxes for damage.
o   Unless you’ve hired the movers to help unpack, don’t try to unpack everything at once. Sort your boxes so that you only have to unpack what is necessary. This gives you the time to organize your space as you go, instead of being forced to toss things randomly into cupboards and closets.


MOVING IN
o   Meet the movers promptly.
o   Supervise placement of boxes and furniture.
o   Check circuit breakers or fuse box to be sure all power is on.
o   Check the pilots on the stove.
o   Install or check the batteries on smoke detectors.
o   Make sure the telephones are working.
o   Install new locks.
o   Make an extra set of keys and leave a set with a friend, relative or neighbor.


MAKING THE TRANSITION
o   If you’re moving to an unfamiliar location, obtain local maps as soon as possible. Contact the local Chamber of Commerce for information on shopping, dining and services in your new area. Contact your town’s Department of Parks & Recreation for information on playground and community recreational activities.
o   Change your address on your driver’s license or get a new license and get your car registered if you move to a new state.
o   Make it a point to get to know your new community. Get library cards and find out about community sponsored activities. Subscribe to the local paper so that you get a feel for your new community.
o   If you’re fortunate, your new neighbors will welcome you. If they don’t, spend some time outside so they have the opportunity to approach you—or introduce yourself. Talk to the postal carriers, and let them know where you’re from and who the members of your family are. Postal carriers often will share this information with your neighbors.
o   If your children are moving to a new school, try to find some time to volunteer for school activities. This will help you get to know the school and help you understand any problems your children experience as they get oriented to their new school.



MOVING WITH CHILDREN

Moving can be stressful. Be sure to monitor the effects of the move on your family. Children and adolescents rarely relish change - your attitude about the move and your willingness to let your children share in the experience will influence their feelings about the transition. Try the following to make the move as anxiety-free as possible for everyone:

o   Talk to your children about the move and encourage them to express their feelings. Acknowledge their feelings about losing a friend and encourage your children to exchange addresses and phone numbers with their friends. A few long distance calls won’t break the bank and will help your children make the transition easier. If your children are having trouble with the move, give them extra attention and don’t become impatient. Let them call their old friends and, if possible, arrange for them to visit.
o   Sending preschoolers to a sitter or relative during the move may make it easier for you, but it could produce anxiety for the children. Try to involve children in packing and make sure that some of their belongings are with them on the trip.
o   When leaving your previous home, empty the children’s rooms last, and restructure their rooms first when you’ve arrived at your new home. This helps them adjust psychologically.
o   Encourage your children to look up facts on your new location at the library, or let them help you plot the most convenient route on a map. If you’re moving only a short distance, let them examine the new house and neighborhood before you move.
o   Don’t think you have to postpone your move until summer vacation. Some experts believe that summer is the worst time to move children because they have to wait until school starts again to get involved socially. However, if your children aren’t doing well in school, it may be advisable to let them finish out the school year in familiar surroundings.

MOVING WITH PETS

o   Take pets to the veterinarian. Most states require health certificates and rabies inoculations.
o   Most states have laws regarding the entry of animals. Hawaii, for example, requires that cats and dogs be quarantined for 90 days. Although most states do not quarantine, be sure to check on what is required.
o   Border inspections of all animals being transported are conducted by some states, while others have random inspection. Be prepared to have current certificates for dogs and up-to-date rabies inoculations for dogs and cats.
o   Make your pet feel at home by putting out its food and water bowls, bed, and/or favorite toys right away.

  
CHECKLIST FOR SUCCESS
TWO MONTHS BEFORE
[ ] Collect cartons, gather moving supplies.
[ ] Select mover and go over all details of the     move.
[ ] Begin packing unnecessary items.
[ ] Have a yard sale or donate items to a charity.
[ ] Plan menus to use up food in the cupboards.
[ ] Contact IRS or your accountant regarding tax deductible expenses.

ONE MONTH BEFORE
[ ] Begin packing.
[ ] Notify post office of change of address.
[ ] Notify utility companies of changes or
disconnections.
[ ] Notify newspaper of address change or
discontinuation.
[ ] Collect and keep important papers handy     (medical, etc.)
[ ] Save moving receipts.
[ ] Make any reservations for lodging.
[ ] List important new phone numbers.
[ ] If employer helps pay moving expenses,         confirm what preparations, if any, you will be     required to make.
[ ] Decide what goes with you, what to sell and what to give away.
[ ] Hold a garage sale or donate items.
[ ] Finalize arrangements with your moving       company, or make reservations if you’re           renting a truck.
[ ] Call friends and relatives to let them know   when and where you’re moving (and to             recruit moving day help!).

TWO WEEKS BEFORE
[ ] Clear up outstanding accounts.
[ ] Transfer checking and savings accounts and
contents of safe deposit box.
[ ] Cancel any direct deposit or automatic payment arrangements on bank account that will be closed.
[ ] Call telephone company for assistance in arranging telephone service for your new home.
[ ] Arrange for pet travel.
[ ] Return/retrieve borrowed items.
[ ] Service your car, especially if traveling a distance.
[ ] Dispose of flammable liquids such as spray paints, aerosols, solvents and thinners, and gas in yard equipment such as lawn mowers.
[ ] If shipping a car, empty gas tank to less than 1/4 of a tank by move day, do not completely empty – mover needs to be able to drive the auto on and off the van.
[ ] Renew or transfer prescriptions.
WEEK OF MOVE
[ ] Transfer or close bank account.
[ ] Defrost refrigerator.
[ ] Tag furniture to identify its location in the new home.
[ ] Prepare “survival” package so the family can get along if the moving company is late.
[ ] Arrange for new cell phone service.

DAY BEFORE MOVE
[ ] Set aside moving materials like tape measure,
pocket knife, rope, etc.
[ ] Pick up rental truck.
[ ] Check oil and gas in your car.
[ ] Get a good night’s rest.

AFTER MOVE
[ ] Mail that has been forwarded from your old
address will have a yellow address label on it.
Notify the sender of your new address.
[ ] Register to vote. Call your local board of elections for specific registration information. Ask them how to notify your previous voting district of your change of address.
[ ] If you have moved into a different state, contact  the Department of Motor Vehicles to exchange your driver’s license and register your vehicle. Ask whether you will be required to take a test.
[ ] Call the Sanitation Department in your new town to find out which day trash is collected. Ask whether your community has recycling programs.
[ ] Call your Chamber of Commerce for information on:
• Newspapers
• Schools
• Cultural events and community activities
• Libraries and parks
• Emergency calling services, such as 911
[ ] Provide your new doctor and dentist with your medical history. You may have to request your file from your previous doctor/dentist.
[ ] Scout your new neighborhood for shopping areas.
[ ] Seek out new service providers (bank, cleaners, veterinarian.)
[ ] Locate the hospital as well as police and fire
stations near your home


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