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The Perks of Buying over Renting

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  The Perks of Buying over Renting Thinking about buying a home? While today’s  mortgage rates  might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get  your own place . 1. Home Values Typically Go Up Over Time There’s been some confusion over the past year or so about which way  home prices  are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term,  home prices  almost always go up ( see graph below ): Using  data  from the  Federal Reserve  (the Fed), you can see the overall trend is home prices have climbed steadily for the past 60 years. There was an exception during the 2008 housing crash when prices didn't follow the normal pattern, but generally, home values kept rising. This is a big reason why  buying a home  can be better than  renting . As prices go up and you pay down your mortgage, you build  equity . Over time, this growing equity can really increase your net wort
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Monster Mash-Up Pumpkins

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Mix and match pumpkins and gourds to create these adorable monsters. 
To make eyes, wrap 12-gauge orange and black aluminum wire into spirals; attach to gourd with hot glue. On a second, slightly larger gourd, add vertical or horizontal stripes with painter’s tape and black paint. Once dry, stack eye gourd on striped gourd, using skewers to secure if necessary. Pierce sides of striped gourd with awl and insert black-painted stick arms.

Original Article via Woman's Day