The Perks of Buying over Renting

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  The Perks of Buying over Renting Thinking about buying a home? While today’s  mortgage rates  might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get  your own place . 1. Home Values Typically Go Up Over Time There’s been some confusion over the past year or so about which way  home prices  are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term,  home prices  almost always go up ( see graph below ): Using  data  from the  Federal Reserve  (the Fed), you can see the overall trend is home prices have climbed steadily for the past 60 years. There was an exception during the 2008 housing crash when prices didn't follow the normal pattern, but generally, home values kept rising. This is a big reason why  buying a home  can be better than  renting . As prices go up and you pay down your mortgage, you build  equity . Over time, this growing equity can really increase your net wort
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Transitioning from Holiday Decor to Winter Decor

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Our champagne is popped and I’m ready for everything 2020 has in store! As we get ready to welcome another year, I’m showing you how to transition your holiday decor to elegant winter decor. Freshen up your home with decor that will last you through all of the winter months.

  1. Down goes the Christmas Tree. Or at least the ornaments! If you are choosing to keep your tree up a little while longer, take down the holiday ornaments and simply leave the tree bare.
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2. Keep a simple color palette. Take away the bright red and greens and update with mainly greenery, gold and silver.
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3. Replace garland and wreaths with small, subtle trimmings. Choose locations such as the mantle or centerpiece for a table.
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4. Update your mantle. Take down the Santa figurines and stockings, and replace with candles and greenery.
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5. Add lots of blankets! With Winter decor comes Winter temperatures. Place faux fur blankest and throws in each room for easy access!
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Original article by Robin  Baron

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