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SEPTEMBER - A SECOND HOME MIGHT BE THE MISSING PIECE IN YOUR RETIREMENT PLAN

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A Second Home Might Be the Missing Piece in Your Retirement Plan Are you wondering if you’re on track to retire someday? According  to  Intuit , 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire.  That’s why many people are exploring new ways to build stability and long-term income. And that’s where real estate comes in. Why Real Estate? Here’s What It Can Do for You If you’re able to make the numbers work, buying a second home can be a powerful tool for your future retirement. It could help you: Build wealth over time :  As home prices rise through the years, your second home should grow in value and increase your net worth. Generate extra income:  Renting the home could bring in some extra income you can add to your existing retirement savings. Just remember, some of the rent coming in will need to be used to pay that mortgage and maintain that house.  Profit in the ...
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February Gardening Tips

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Grow Now: Roses
Add roses to your garden this month. consider disease-resistant shrub types such as the edtior's favorite, 'Carefree Beauty' (3 to 5 feet, pink); 'Knock Out' (4-6 feet, red); 'Cramoisi Superieur' (4 to 6 feet, red); amd 'The Fairy' (2 to 3 feet. pink). Plant them en masse for best results. Climbing roses such as 'New Dawn (pale pink), 'CI. Cecile Brunner' (pink), and 'Reve d'Or' (beige-yellow) need the support of a large trellis or arbor to best show off their blooms. A sunny location ensures the best blooms.

Fruit Plants
Purchase now for best selection. Try Southern favorites such as blackberries. ‘Kiowa’ is a large-fruiting selection with thorny stems. Thornless types such as ‘Arapaho’ and ‘Apache’ offer large fruit on upright plants. Other fruits include blueberries, figs, pears, muscadines, Oriental persimmons, and apples. All prefer full sun and well-drained soil.

Soil Prep
The mild days of winter are an ideal time for improving your soil. Work the ground when it is dry, using a garden fork to loosen the soil. Add organic matter, such as chopped leaves’ composted manure, or mushroom compost to improve fertility and drainage.

Forcing Branches 
Quince, forsythia, cherries, winter honeysuckle, and deciduous magnolias will bloom indoors with a little help. Choose stems with flowerbuds that have begun to swell. Cut stems at an angle, and place in a bucket of water. Indoors, recut stems, and place in a container of warm water with a floral preser- vative. Place in a cool spot in indirect light. When you begin to see color in the flowerbuds, move them to a brighter room.

Original Article via Southern Living

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