SEPTEMBER - A SECOND HOME MIGHT BE THE MISSING PIECE IN YOUR RETIREMENT PLAN

A Second Home Might Be the Missing Piece in Your Retirement Plan Are you wondering if you’re on track to retire someday? According  to  Intuit , 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire.  That’s why many people are exploring new ways to build stability and long-term income. And that’s where real estate comes in. Why Real Estate? Here’s What It Can Do for You If you’re able to make the numbers work, buying a second home can be a powerful tool for your future retirement. It could help you: Build wealth over time :  As home prices rise through the years, your second home should grow in value and increase your net worth. Generate extra income:  Renting the home could bring in some extra income you can add to your existing retirement savings. Just remember, some of the rent coming in will need to be used to pay that mortgage and maintain that house.  Profit in the ...

10 Things to Do in Your Garden in March

 


  1. March is an exciting time for gardeners as it marks the beginning of spring in many regions, bringing with it opportunities for planting, preparing, and maintaining your garden. Here are some gardening tips for March:


  2. Prepare the soil: As the weather begins to warm up, it's an excellent time to prepare your garden beds for planting. Turn over the soil, remove any weeds or debris, and add compost or organic matter to enrich the soil.


  3. Start seeds indoors: Many vegetables and flowers can be started indoors in March to give them a head start before transplanting them outdoors later in the season. Tomatoes, peppers, eggplants, and annual flowers are good candidates for indoor sowing.


  4. Plant cool-season vegetables: In regions where the threat of frost has passed, you can start planting cool-season vegetables such as lettuce, spinach, kale, peas, carrots, and radishes directly into the garden.


  5. Prune: March is an ideal time to prune trees and shrubs before they start actively growing. Remove dead or damaged branches, shape hedges, and prune summer-flowering shrubs to encourage healthy growth.


  6. Divide perennials: If your perennial plants have become overcrowded or are showing signs of decline, March is a good time to divide them. This helps rejuvenate the plants and promotes better growth and flowering.


  7. Control weeds: Stay on top of weeds by regularly removing them from your garden beds. Mulching can also help suppress weed growth while conserving soil moisture.


  8. Monitor pests and diseases: Keep an eye out for any signs of pests or diseases on your plants. Early detection allows for prompt intervention, whether through natural remedies, organic pesticides, or other control methods.


  9. Prepare for late frost: While spring is on its way, frost can still occur in many regions. Keep an eye on the weather forecast and be prepared to protect tender plants with row covers, cloches, or other frost protection methods if necessary.


  10. Clean and sharpen garden tools: Before the gardening season gets into full swing, take some time to clean and sharpen your garden tools. Sharp tools make tasks easier and help prevent the spread of diseases between plants.


  11. Plan and design: Use March as an opportunity to plan and design your garden for the upcoming season. Consider crop rotation, companion planting, and succession planting to maximize your garden's productivity and beauty.

Remember to adjust these tips based on your specific climate and region, as gardening timelines can vary significantly depending on where you live. Happy gardening!

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