Skip to main content

April Real Estate News - Mortgage Rates Hit Lowest Point So Far This Year

on
  If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in. Mortgage rates have been declining for seven straight weeks now, according to  data  from  Freddie Mac . And the average weekly rate is now at the lowest level so far this year ( see graph below ): While that may not sound like a significant shift, it is noteworthy. Because the meaningful drop from over 7% to the mid-6’s can change your mindset when it comes to buying a home. Especially when the  forecasts  said we wouldn’t hit this  number  until roughly  Q3  of this year ( see graph below ): Why Are Rates Coming Down? According to Joel Kan, VP and Deputy Chief Economist at the  Mortgage Bankers Association  (MBA), recent economic uncertainty is playing a role in pushing rates lower: "Mortgage ...
0

Halloween Safety Tips

on

Halloween Safety Tips

Halloween is an exciting time of year for kids, and to help ensure they have a safe holiday, here are some tips from the American Academy of Pediatrics (AAP). 

Walk Safely

1. Cross the street at corners, using traffic signals and crosswalks.
2.Look left, right, and left again when crossing and keep looking as you cross. 
3. Put electronic devices down and keep heads up and walk, don’t run, across the street.
4. Teach children to make eye contact with drivers before crossing in front of them.
5. Always walk on sidewalks or paths. If there are no sidewalks, walk facing traffic as far left as possible.  Children should walk on direct routes with the fewest street crossings.
6. Watch for cars that are turning or backing up. Teach children to never dart out into the street or cross between parked cars.

Trick or Treat With an Adult

7. Children under the age of 12 should not be alone at night without adult supervision. If kids are mature enough to be out without supervision, they should stick to familiar areas that are well lit and trick-or-treat in groups.

Keep Costumes Both Creative and Safe

8. Decorate costumes and bags with reflective tape or stickers and, if possible, choose light colors.
9. Choose face paint and makeup whenever possible instead of masks, which can obstruct a child’s vision.
10. Have kids carry glow sticks or flashlights to help them see and be seen by drivers. 
11. When selecting a costume, make sure it is the right size to prevent trips and falls. 

Drive Extra Safely on Halloween

12. Slow down and be especially alert in residential neighborhoods. Children are excited on Halloween and may move in unpredictable ways.
13. Take extra time to look for kids at intersections, on medians and on curbs.
14. Enter and exit driveways and alleys slowly and carefully.
15. Eliminate any distractions inside your car so you can concentrate on the road and your surroundings.
16. Drive slowly, anticipate heavy pedestrian traffic and turn your headlights on earlier in the day to spot children from greater distances.
17. Popular trick-or-treating hours are 5:30 p.m. to 9:30 p.m. so be especially alert for kids during those hours.

Comments

Post a Comment