February: The Valentine’s Day Gifts Your Significant Other Actually Wants to Receive

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  Flowers, cards, candy… it’s all some of us can come up with for a Valentine’s Day gift. But, really, you’re better off saving your money. No one really wants these things—we all know it. Instead, try one of these unique gifts this year that your loved one  actually  wants to open. Reese’s Peanut Butter Cup Bouquet A box of chocolates? Nice. Chocolate fondue for dessert? Sure. A Reese’s Peanut Butter Cup Bouquet? YES, thank you this is the gift of our dreams!  Walmart  is selling these bouquets, with orange flowers interwoven throughout, for $44, or you could order them from  Amazon . Art, Featuring Your Pet If your significant other is obsessed with their pet—we’re talking wants to lay on a pillow with their pet’s face or wear their pet on their clothing—then boy, do we have a gift for you. The company  Pop Your Pup  sells apparel, accessories, home goods, and wall art—all with your beloved pets face. All you have to do is select the product you...
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Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC]

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Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC] | MyKCM

Some Highlights:

Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process:
  • 71% of buyers who purchased homes have put down less than 20%.
  • 78.1% of loan applications were approved last month.
  • In September, the average credit score for approved loans was 737.

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