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How Home Equity Can Help Fuel Your Retirement

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  How Home Equity Can Help Fuel Your Retirement If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement. What you may not realize is you likely have a hidden goldmine of cash you’re not thinking about — and that’s your home.  Data  from the  Federal Housing Finance Agency  (FHFA) shows that home values have gone up nearly 60% over the last 5 years alone (see graph below): And that appreciation gave your net worth a big boost. According to  Freddie Mac , over the same five-year period: “ . . .  Boomer overall wealth increased by $19 trillion, or $486,000 per household, half of which is due to house price appreciation.” So if you’ve been in your house ever longer than that, chances are you have even more equity in your home. If you want to have access to more of the wealth you’ve built up throughout t...
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Monster Mash-Up Pumpkins

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Mix and match pumpkins and gourds to create these adorable monsters. 
To make eyes, wrap 12-gauge orange and black aluminum wire into spirals; attach to gourd with hot glue. On a second, slightly larger gourd, add vertical or horizontal stripes with painter’s tape and black paint. Once dry, stack eye gourd on striped gourd, using skewers to secure if necessary. Pierce sides of striped gourd with awl and insert black-painted stick arms.

Original Article via Woman's Day