June: Sustainable Summer Decorating

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W ith the summer sun shining bright and warmer temps creating a relaxing air, you may be looking for a way to bring those easygoing vibes indoors by refreshing your home’s design. Try these ideas for seasonal updates that will not only look great but be kind to Mother Earth too. Lighten up An easy first step is opening up your spaces. Replace heavy and dark window coverings with  light-colored cotton curtains  to let in the sunshine and allow views of your yard or garden. Then clear all surfaces of decor, leaving only a few items of your choice, for a soothing and clean look. However, refrain from adding anything to the landfill when possible—instead, simply store items you won’t be using for the season and donate what you don’t want to keep. Paint it If your walls are dark or dingy, considering brightening them up with a new coat of paint; colors like peach and teal offer both great summer vibes and versatility for the rest of the year. To keep it green, opt for paints that a...
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Expert Advice: 3 Benefits to Owning a Home

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Expert Advice: 3 Benefits to Owning a Home | MyKCM


Success is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has certainly made his way in a momentum-driving direction. Here are 3 tips he shares from a recent piece in Business Insider on the benefits of owning real estate:

1. Real estate diversifies your income

"While it is certainly important to be properly diversified with your investments, it is even more important to be diversified with your income. This is because the largest financial risk for most of you is the loss of your primary source of income, which is typically in the form of a day job."
The article highlights how having multiple sources of income, such as those derived from real estate investments, can eventually lead to relying less and less on a day job. Sound dreamy? It can be. When done well, real estate investments may eventually open up your time and the financial freedom to explore other things, like travel and other aspirations you may have for the future, particularly in the golden years of retirement.

2. Real estate produces near-immediate results

"You can achieve and feel the results almost immediately. Property improvements are visible and tangible. You can cash, spend, and invest rent payments. Today! Not 30 years in the future."
Currently, home prices are appreciating in all price ranges, and just last week CoreLogic announced their 12-month home value projection at 5.6%, an increase from 4.5% noted earlier this summer. With that in mind, real estate today is definitely driving immediate results!

3. Passive income can help you become financially independent sooner

"If you need $40,000 a year to live, you could alternatively invest in assets that generate an 8% cash-on-cash return. This is a very reasonable assumption. And it means you would only need to save a total of $500,000 (instead of $1 million). Yet, your investments would still meet your annual household living needs.
While returns, taxes, and inflation can, of course, affect your timeline, cash-flowing real-estate is a clear asset.”
Homeownership is a form of ‘forced savings.’ Every time you pay your mortgage, you’re contributing to your net worth by increasing the equity in your home, bringing you one step closer to true financial independence.

Bottom Line

If you want to increase your savings and overall net worth, real estate is a great way to go. To learn how you can make it happen, let’s get together to discuss the process.
Who is Brent Sutherland?
Sutherland was 35 when he bought his first single home to rent out for income, less than five years later, he owns eight additional properties and part of a commercial real estate project.

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