OCTOBER REAL ESTATE NEWS: This Is the Sweet Spot Homebuyers Have Been Waiting For

  This Is the Sweet Spot Homebuyers Have Been Waiting For After months of sitting on the sidelines, many homebuyers who were priced out by high  mortgage rates  and affordability challenges finally have an opportunity to make their move. With rates trending down, today’s market is a sweet spot for buyers—and it’s one that may not last long. So, if you’ve put your own move on the back burner, here’s why maybe you shouldn’t delay your plans any longer. As you weigh your options and decide if you should buy now or wait, ask yourself this:  What do you think everyone else is going to do? The truth is, if mortgage rates continue to ease, as experts project, more buyers will jump back into the market. A  survey  from  Bankrate  shows over half of homeowners would be motivated to buy this year if rates drop below 6% ( see graph below ): With rates already in the low 6% range, we’re not terribly far off from hitting that threshold. The bottom line is, that when they drop into the 5s, the numbe

A TO-DO LIST YOU’LL LOVE: JANUARY GARDENING

Ah, a whole year of gardening is ahead of us. January is the best time to pause, reflect and prepare for a year of incredible gardening.
OK, tired of reflecting? Here are a few winter gardening tips to keep you busy this January!


Things to Do in the Garden in January:
Ward off those winter blues with a hearty helping of green, gardening thoughts.  
Dream Big. Plan or rework your garden design. Pin inspiration, flip through gardening magazines and daydream ways to make your garden even better. Illustrate your garden plan to visualize the entire space.
Plan Small. Make a list of organic edible and flower seeds to grow. Get the most of seed starting by growing unique varieties, heirlooms and expensive grocery store plants. See what seeds to start indoors and when to plant them. 
Listen to the Songbirds. Nothing livens up a dreary, wintry day like a flock of fluttering birds. Fill bird feeders with tasty seeds this winter. 
Take a Look. Walk around your home and garden with a notebook. Imagine how you could reduce water usage, recycle more, compost or conserve energy. Each week in January, try one idea to see what works! Start by recycling your Christmas tree.
Clean It Up. Gather your trusty garden tools, and give them a good scrub. Rinse off the dirt, sharpen the blades and rub vegetable oil on the metal. 
  1. Taste Summer Flavors. Get your green thumb back in the potting soil. Start an indoor herb garden to harvest a garden-fresh taste on the coldest winter days. See what herbs do best indoors here.
Here’s to a home filled with fresh herbs, the sweet song of birds and a stack of gardening magazines. January’s looking quite charming after all!
Original article via espoma.com

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