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How Home Equity Can Help Fuel Your Retirement

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  How Home Equity Can Help Fuel Your Retirement If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement. What you may not realize is you likely have a hidden goldmine of cash you’re not thinking about — and that’s your home.  Data  from the  Federal Housing Finance Agency  (FHFA) shows that home values have gone up nearly 60% over the last 5 years alone (see graph below): And that appreciation gave your net worth a big boost. According to  Freddie Mac , over the same five-year period: “ . . .  Boomer overall wealth increased by $19 trillion, or $486,000 per household, half of which is due to house price appreciation.” So if you’ve been in your house ever longer than that, chances are you have even more equity in your home. If you want to have access to more of the wealth you’ve built up throughout t...
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Holiday Home Decorating Tips for Small Spaces in North Carolina

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You may live in a small city dwelling, or have limited square-footage to call your own, but that doesn’t mean you can’t go big with seasonal cheer! We’ve got you covered this holiday season with tiny space decorating ideas that will fill your home with festivity, from your mantle, to your tree. 

1. Reach your highest potential

When your space lacks width, you can capitalize on any height by handing simple cardstock snowflakes or lightweight Christmas ornaments. 

2. Rethink wreaths 

While we typically think of wreaths as a door or wall decoration, you can go low and use them to jazz up a side or end table. 

3. Simplify your centerpieces 

You may not have room for huge bouquets or glittering sculptures, but you can pull together a dinner table using charming compact centerpieces. Try filling a mason jar with greenery, cranberries, water, and a floating candle.

4. Try a tiny tree

Keep it small and simple with an adorable mini holiday tree. Ideal for rooms lacking square footage. Add a couple neutral color presents, blankets, and fairy lights, and you have your self a classy tiny tree!

5. Go big with you mantle

During wintertime, the fireplace is the focal point of your living room. Give your mantle a holiday makeover that will catch everyone’s attention by decking out with garland, candles, and chic mini trees!

6. Make your wrapping paper part of the decor

You already have presents out, so let them double as decorations! Adding a few springs of festive foliage to brown paper wrapping with twine is a tasteful way to celebrate the seasons’s bounties indoors. 

7. Improves a mantel

No mantle? Consider improvising a sehlf and decoratings with pine garland. What a cherry place to display a stocking!

8. Give your home a holiday scent

Smell goes a long way in setting an atmosphere, and filling your home with holiday aromas can make up for minimal decor! Try boiling cranberries, orange, basemary, and cinnamon.

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