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How Home Equity Can Help Fuel Your Retirement

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  How Home Equity Can Help Fuel Your Retirement If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement. What you may not realize is you likely have a hidden goldmine of cash you’re not thinking about — and that’s your home.  Data  from the  Federal Housing Finance Agency  (FHFA) shows that home values have gone up nearly 60% over the last 5 years alone (see graph below): And that appreciation gave your net worth a big boost. According to  Freddie Mac , over the same five-year period: “ . . .  Boomer overall wealth increased by $19 trillion, or $486,000 per household, half of which is due to house price appreciation.” So if you’ve been in your house ever longer than that, chances are you have even more equity in your home. If you want to have access to more of the wealth you’ve built up throughout t...
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10 Cozy Updates to Get You Through Winter

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It’s been almost an entire month since Christmas, and I’m still missing the sparkling lights, fragrant greenery and general festive fun that the holidays bring. With all my Christmas decorations packed up, I can’t help but feel like my house is missing something. So instead of leaving my home in a blank state until the next holiday rolls around, it’s time to add some winter charm to my humble abode. That’s where these sparkly, warm and cozy winter decorating ideas come into play.

Magnolia Garland

If you miss your holiday garland as much as I miss mine, this magnolia leaf alternative is the perfect way to brighten up your mantel and bring some non-Christmas greenery back into the house.




Yarn Wreath

A naked door is a sad door. So, instead of letting your bare entrance get you down, dress it up with a colorful wreath that celebrates the season.


 Sweater Pillow

During the holidays, my throw pillows get a major Christmas update. And now that they're gone, my regular pillows just aren't cutting it. This easy DIY not only adds a cozy winter touch to your decor, it also makes the most of those old sweaters you haven't been able to part with.

Yarn-Wrapped Pinecones

Remember how those colorful Christmas ornaments used to light up the room? Don't say goodbye. Instead, try your hand at these wintery yarn-wrapped pinecones. Just wrap your yarn around the pinecones and place them in a bowl for the perfect seasonal centerpiece.



 Ice Lights

Unless you're one of those people who leaves your Christmas lights up all year, you're probably used to coming home to a dark, uninviting front porch. Lucky for you, this beautiful ice lantern takes advantage of the cold weather, illuminating your porch in perfect winter fashion.

 New Hue

If you're really looking to make a change, consider giving your home a brand-new color scheme for the new year. Wallpaper, paint or even just a couple of fun throw pillows should do the trick.


Mirrors

One simple way to add some sparkle to your home is including a great mirror. Not only will it cast more light throughout the room, it will also serve as a great replacement to the fabulous Christmas-themed mantel you've been missing.




 Faux Fur

If you want to create instant warmth, both visually and physically, adding some faux fur throws is definitely the way to go. If you need more inspiration, check out our favorite ways to cozy up your home with fur.



Mixed Metal

Not only is mixing metals super trendy for 2016 (see what these designers had to say), it's also a great way to add instant warmth to your home. If silver and gold is too bold for your taste, gold and bronze is a great first step. 



  
 Winter White

There's nothing like winter white in the form of a comfy sweater to turn your home into an ultra-cozy atmosphere. Want to see more wintry white spaces? Check out these white interiors that'll give you the warm fuzzies.


  Original Article via Better Homes and Gardens

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