How Home Equity Can Help Fuel Your Retirement

  How Home Equity Can Help Fuel Your Retirement If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement. What you may not realize is you likely have a hidden goldmine of cash you’re not thinking about — and that’s your home.  Data  from the  Federal Housing Finance Agency  (FHFA) shows that home values have gone up nearly 60% over the last 5 years alone (see graph below): And that appreciation gave your net worth a big boost. According to  Freddie Mac , over the same five-year period: “ . . .  Boomer overall wealth increased by $19 trillion, or $486,000 per household, half of which is due to house price appreciation.” So if you’ve been in your house ever longer than that, chances are you have even more equity in your home. If you want to have access to more of the wealth you’ve built up throughout t...

Transitioning from Holiday Decor to Winter Decor

Our champagne is popped and I’m ready for everything 2020 has in store! As we get ready to welcome another year, I’m showing you how to transition your holiday decor to elegant winter decor. Freshen up your home with decor that will last you through all of the winter months.

  1. Down goes the Christmas Tree. Or at least the ornaments! If you are choosing to keep your tree up a little while longer, take down the holiday ornaments and simply leave the tree bare.
screen-shot-2016-12-31-at-3-25-49-pm
2. Keep a simple color palette. Take away the bright red and greens and update with mainly greenery, gold and silver.
102050003-jpg-rendition-largest
3. Replace garland and wreaths with small, subtle trimmings. Choose locations such as the mantle or centerpiece for a table.
screen-shot-2016-12-31-at-3-03-58-pm
4. Update your mantle. Take down the Santa figurines and stockings, and replace with candles and greenery.
original_alicia-thrifty-and-chic-white-sweater-vignette_s4x3-jpg-rend-hgtvcom-966-725ci_cassie-freeman-white-winter-mantel_s3x4-jpg-rend-hgtvcom-966-1288
5. Add lots of blankets! With Winter decor comes Winter temperatures. Place faux fur blankest and throws in each room for easy access!
screen-shot-2016-12-31-at-3-12-59-pm

Original article by Robin  Baron

Comments