April Real Estate News - Mortgage Rates Hit Lowest Point So Far This Year

  If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in. Mortgage rates have been declining for seven straight weeks now, according to  data  from  Freddie Mac . And the average weekly rate is now at the lowest level so far this year ( see graph below ): While that may not sound like a significant shift, it is noteworthy. Because the meaningful drop from over 7% to the mid-6’s can change your mindset when it comes to buying a home. Especially when the  forecasts  said we wouldn’t hit this  number  until roughly  Q3  of this year ( see graph below ): Why Are Rates Coming Down? According to Joel Kan, VP and Deputy Chief Economist at the  Mortgage Bankers Association  (MBA), recent economic uncertainty is playing a role in pushing rates lower: "Mortgage ...

Set a Spark this Valentine’s Day

 


Whether you’re celebrating with your significant other or your gal pals, Valentine’s Day is all about the love. If you’re racking your brain for a non-traditional way to celebrate, grab your special someone, and cozy up by the fireplace for a night that no one will forget!

Create a welcoming ambiance.
Invite your significant other into a warm and cozy atmosphere. Lay your favorite blanket in front of the fire, dim the lights, crank up your favorite tunes, and light a couple of candles. The more tranquil, the better! With these simple touches, they’re sure to forget about Old Man Winter who is (still) knocking on the door.

Select a menu.
You can’t have a picnic without food and drinks! But one of the best parts about a picnic is that it doesn’t have to be a full meal. In fact, finger foods can not only be easier to make, but also can add a little variety to your menu. Consider your special someone’s favorite foods, and get creative! Are they a veggie-lover? Then these avocado pesto mozzarella tartines are as sophisticated as they are delicious. And, for a delicious appetizer, consider trying these steak pinwheels

While a bottle of champagne is nice, a fun cocktail can help set your picnic apart. This mint grapefruit spritzer is not only refreshing, but also easy on the eyes. As the night comes to an end, impress your special loved one with a sweet treat—truffles.

Add some special touches.
After all, it is Valentine’s Day, and the holiday isn’t complete without little pops of pink and red. Consider going all out and purchasing a bundle of colorful balloons and a bouquet of flowers to brighten up your living room. This love banner will add an extra oomph to your decorating. Simply print it out, string it together, and hang it either above the fireplace or on the mantle.

Spread the love, and put together your own Valentine’s Day picnic to make this year’s holiday the best one yet!

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