April Real Estate News - Mortgage Rates Hit Lowest Point So Far This Year

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  If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in. Mortgage rates have been declining for seven straight weeks now, according to  data  from  Freddie Mac . And the average weekly rate is now at the lowest level so far this year ( see graph below ): While that may not sound like a significant shift, it is noteworthy. Because the meaningful drop from over 7% to the mid-6’s can change your mindset when it comes to buying a home. Especially when the  forecasts  said we wouldn’t hit this  number  until roughly  Q3  of this year ( see graph below ): Why Are Rates Coming Down? According to Joel Kan, VP and Deputy Chief Economist at the  Mortgage Bankers Association  (MBA), recent economic uncertainty is playing a role in pushing rates lower: "Mortgage ...
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The Valentine’s Day Gifts Your Significant Other Actually Wants to Receive

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Flowers, cards, candy… it’s all some of us can come up with for a Valentine’s Day gift. But, really, you’re better off saving your money. No one really wants these things—we all know it.

Instead, try one of these unique gifts this year that your loved one actually wants to open.

Reese’s Peanut Butter Cup Bouquet

A box of chocolates? Nice. Chocolate fondue for dessert? Sure. A Reese’s Peanut Butter Cup Bouquet? YES, thank you this is the gift of our dreams! Walmart is selling these bouquets, with orange flowers interwoven throughout, for $44, or you could order them from Amazon.

Art, Featuring Your Pet

If your significant other is obsessed with their pet—we’re talking wants to lay on a pillow with their pet’s face or wear their pet on their clothing—then boy, do we have a gift for you. The company Pop Your Pup sells apparel, accessories, home goods, and wall art—all with your beloved pets face. All you have to do is select the product you want and upload a photo!

An Experience

There’s really no gift better than one that you’ll remember for the rest of your life, and whether it’s sky diving or something a little less daring, Groupon is a one stop for anything your significant other could possible want to do. Turning hot glass into art? They’ve got it. Discount tickets to a monster truck jamboree? You bet.

A Class Taught by Their Favorite Celeb

Your creative writing professor in college may have been the worst (you totally didn’t deserve that C on the final)—but what if your class was taught by 19-time New York Times best-selling author James Patterson? MasterClass is a program that offers a month-by-month or yearly subscription to hundreds of classes taught by experts in the field. You can get guitar lessons from Carlos Santana, learn the rule of thirds from Annie Leibovits, and practice your free throws with Steph Curry. Talk about the gift that keeps on giving.

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