How Home Equity Can Help Fuel Your Retirement

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  How Home Equity Can Help Fuel Your Retirement If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement. What you may not realize is you likely have a hidden goldmine of cash you’re not thinking about — and that’s your home.  Data  from the  Federal Housing Finance Agency  (FHFA) shows that home values have gone up nearly 60% over the last 5 years alone (see graph below): And that appreciation gave your net worth a big boost. According to  Freddie Mac , over the same five-year period: “ . . .  Boomer overall wealth increased by $19 trillion, or $486,000 per household, half of which is due to house price appreciation.” So if you’ve been in your house ever longer than that, chances are you have even more equity in your home. If you want to have access to more of the wealth you’ve built up throughout t...
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The Valentine’s Day Gifts Your Significant Other Actually Wants to Receive

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Flowers, cards, candy… it’s all some of us can come up with for a Valentine’s Day gift. But, really, you’re better off saving your money. No one really wants these things—we all know it.

Instead, try one of these unique gifts this year that your loved one actually wants to open.

Reese’s Peanut Butter Cup Bouquet

A box of chocolates? Nice. Chocolate fondue for dessert? Sure. A Reese’s Peanut Butter Cup Bouquet? YES, thank you this is the gift of our dreams! Walmart is selling these bouquets, with orange flowers interwoven throughout, for $44, or you could order them from Amazon.

Art, Featuring Your Pet

If your significant other is obsessed with their pet—we’re talking wants to lay on a pillow with their pet’s face or wear their pet on their clothing—then boy, do we have a gift for you. The company Pop Your Pup sells apparel, accessories, home goods, and wall art—all with your beloved pets face. All you have to do is select the product you want and upload a photo!

An Experience

There’s really no gift better than one that you’ll remember for the rest of your life, and whether it’s sky diving or something a little less daring, Groupon is a one stop for anything your significant other could possible want to do. Turning hot glass into art? They’ve got it. Discount tickets to a monster truck jamboree? You bet.

A Class Taught by Their Favorite Celeb

Your creative writing professor in college may have been the worst (you totally didn’t deserve that C on the final)—but what if your class was taught by 19-time New York Times best-selling author James Patterson? MasterClass is a program that offers a month-by-month or yearly subscription to hundreds of classes taught by experts in the field. You can get guitar lessons from Carlos Santana, learn the rule of thirds from Annie Leibovits, and practice your free throws with Steph Curry. Talk about the gift that keeps on giving.

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